Yetunde B. Oni

Managing Director/Chief Executive Officer

Yetunde B. Oni is a highly accomplished financial services leader with a successful career spanning over 30 years. She has several years of cross-border business development, risk management, executive leadership, and board experience, having held senior positions in international and local banks, focusing on emerging markets. Yetunde made history in January 2021 as the first female Managing Director and Chief Executive Officer of Standard Chartered Bank in Sierra Leone, a role in which she provided excellent leadership, strategic direction, and performance management. Her tenure was marked by a remarkable 50% year-on-year growth in income and a substantial 116% yearon-year growth in profit before tax in 2022. This achievement was followed by an additional 49% year-on-year growth and 43% year- on-year growth in income and profit before tax, respectively, in 2023. Yetunde is a University of Ibadan graduate with a Bachelor’s degree (Honours) in Economics. She has demonstrated her commitment to continuous learning and professional development by attaining several international and local professional and leadership certifications, including an MBA from Bangor University. Yetunde is an alumnus of Oxford University, INSEAD Business School, Singapore, a Fellow of the Chartered Institute of Loans & Risk Management, an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria (HCIB), a life member of Women in Management and Business (WIMBIZ), and an invested member of esteemed industry affiliations within and outside the Bank.

Michael Oyekanmi Onagbola

Managing Director

Michael Oyekanmi Onagbola is a consummate professional with over 35 years of experience spanning Finance, Human Resource Management, Real Estate Management and Administration, Tax & Business Advisory, and Banking Operations. He obtained a Bachelor’s degree in Agricultural Economics (First Class Hons) from the University of Ibadan in June 1984. He was also a member of the pioneer MBA Class of ESUT Business School in 1995/96. Oyekanmi began his career at Deloitte Haskins & Sells (Chartered Accountants) immediately after NYSC in 1985 and joined Arthur Andersen & Co (now KPMG) in the same year as part of the Tax & Business Advisory Group. He also had stints at the Nigerian American Merchant Bank (NAMBL) and Victory Merchant Bank Limited where he served as Senior Manager (Credit). In April 1994, Oyekanmi resigned from his position at Victory Merchant Bank to join the Tropical General Investments (TGI) Group where he rose from the position of Assistant General Manager to become a Director. During his time at TGI Group, he served in various capacities and functions including Banking Operations, Finance, Tax, Real Estate and Property Management, Human Resources and Administration. Having served meritoriously at TGI Group for almost 30 years, Oyekanmi left his position as Director, Group Corporate Services to join UBN Property Company Plc (UPCP) in 2023 as the Managing Director. He is a member of the Institute of Chartered Accountants of Nigeria (ICAN) and the Chartered Institute of Taxation of Nigeria (CITN). He has benefitted richly from various local and international training programmes in Senior Leadership Development, Development Finance, Human Capacity Management and Corporate governance.

MR Mannir U. Ringim

Executive Director, Chief Financial Officer

Mannir U. Ringim is an accomplished business leader with over 30 years of experience and proven expertise in improving business profitability, enhancing productivity, fostering interdepartmental engagement, spearheading new business development, cultivating partnerships, and promoting healthy stakeholder relationships. Throughout his career, Mannir has held various roles at Access Bank Pic, Standard Trust Bank, Afribank Nigeria Pic, Jigawa State College of Education, and Jigawa State Ministry of Finance. He is versatile in spearheading new business development, cultivating partnerships, and fostering healthy stakeholder relationships, focusing on delivering business growth and achieving revenue milestones. Mannir’s educational qualifications include a PhD in Economics (Financial Inclusion) from Bayero University, Kano and a Bachelor of Science and Master of Science in Economics from the same institution. He has also been an Honorary Senior Member of the Chartered Institute Page 6 of 7 Bankers of Nigeria (HCIB) since 2015. Mannir’s commitment to professional development is evident through his participation in noteworthy training programs such as Leading Successful Change at INSEAD Business School in Singapore, The Soul of Leadership at Kellogg School of Sensitivity: Internal document for Union Bank Management in Chicago, and Leadership & Management at Euromoney in London, reflecting his dedication to continuous growth and excellence.

Obiaku Nneze Akwiwu-Nwadike (Mrs.)

Non-Executive Director

Mrs. Obiaku Nneze Akwiwu-Nwadike joined the Board in December 2014 as a director Representing minority shareholders on the Company's Board. She is a trained structural engineer, with a career spanning over 30 years, 14 of which have been in active service as a structural engineer, property developer and consultant in construction of luxury residential and multi-shop, plaza or mall properties. She is a member of the Council of Registered Engineers of Nigeria and has worked in various capacities in the public and private sectors. She was Principal/ Assistant Chief Engineer at the Nigerian Ports Authority between 1984 and 1991, Wealth Adviser/ Regional Executive at BGL Plc till 2012.

Remi Kolarinwa

Independent Non-Executive Director

Mr. Remi Kolarinwa joined the Board in December 2014 as an Independent Non-Executive Director. He is an Economics graduate of the University of Toronto, Canada, with an MBA from York University, Toronto. He has had a career in banking spanning over 27 years, during which time he held leadership positions in retail, corporate, and investment banking and retired as the Deputy Managing Director of the defunct IBTC Chartered Bank. He was also an Independent Non-Executive Director of Union Homes Savings and Loans Plc. He currently serves as the Chairman, Capiflex Management Limited, an investment management and financial advisory company, a Non- Executive Director of Sterling Bank Plc, USP Communications Limited, and Bancorp Finance Limited. He is a Fellow of the Chartered Institute of Stockbrokers